What are the benefits on the LTF and reward points I get? Exchange rates are always changing, and you can find the real exchange rate of a currency pair on Google or at TransferWise’s helpful Any currency pair has two values at a given time: the “buy” value (the price you buy a currency at) and the “sell” value (the price you buy a currency at)Currency exchange services make their money by tilting the exchange rate in their favor when converting currency. Ha ha ! I closed my companion card for the lack of bonus rewards.In case of companion card, the point about getting 2k points for making 8 transactions of 1000+ (4 on each card) in flawed. Few days back I escalated the matter as per their escalatation matrix. And they still give top-notch customer service. Yes, someone seem to have copied our content and re-written there with some bots.Any idea where AMEX card is accepted in Hyderabad. What does this actually mean? After documents submission via e-mail, my card got approved and received to me within a week. Can it be encashed (I got no answer for sales rep.)U will get 1000 bonus points when the total spends crosses 50,000/-,, u can also get 1000 points for any standing instruction, u also get 1000 points for an add on card which is as usual free of cost.Is this correct ? Nor does it work with Payzapp. In case your company is already a member of the American Express Corporate Card Programme, please reach out to your Program Administrator to apply for a new Card. Banks can take a hefty chunk of change out during this currency exchange.This apparent “service” often goes by the name “Dynamic Currency Conversion.” While it may seem like a good deal for the end customer, choosing to take a payout in your home currency allows the bank to set its own currency rate, and build hidden fees into that rate. On the basis of earlier card they issued me MRCC card. It seems they are giving away those cards with less constraints to attract new customers. I have myself gotten 11k Amazon vouchers twice for 24K Gold benefit by clubbing points on this card and Gold Charge card.
What am I missing?You are missing the the annual charge. Which one is better option Bose Speaker or Statement Credit?Go for statement credit. Thank youAm curious to know what lengthy discussions and verification process do they follow over phone with prospective client? In exchange for an annual fee, the American Express Gold and American Express Platinum cards will allow you to travel carefree, knowing you won’t be charged an extra fee for every swipe.Also, keep TransferWise in mind for a host of your financial needs when traveling. 2.5 L on the card.
Also as stated by someone are standing instructions eligible for 1k reward points ? This can also be a purchase that you make online. All documents were uploaded electronically, got a confirmatory call, Payslips requested & mailed and bingo, card is here; and there was nothing I did in physical form. The benefits are same as the MRCC card.Amex seems to aggressive in pushing card these days. Send and receive international payments for your business using a simple and secure online payment platform. ( mean totally LTF ? Makes sense on LTF cards.Applied for thr card thru ur mailer today.
Got the card yesterday and made few online transactions. I am not going to go for any additional card unless it’s completely LTF.It seems you have already decided mentally not to go for this card-no matter what we say will make you change your opinion, then why are you asking for our opinion and writing 1 page long essays? The regular reward points aren’t of much value.I am u sing ICICI Coral card(4 years), which will expire soon. Their approval rate and credit limit also seems to be liberal. Siddarth, please take a note.you have got a gold credit card not a membership rewards card. In particular, the major banks in Australia have partnered with AMEX to offer higher earn rates for frequent flyer reward points with Qantas and Virgin Velocity.
If you are a high spender, (>5L annually, for example) it is absolutely avoidable as there are no additional bonus points given for high spends and the normal reward rate (without considering bonus points) is pathetic (<0.5%).Hi, on reading above reviews, i am not sure if amex lifetime free offer is actually free for lifetime. Some Merchants/Hotels including one in Hyderabad declined Amex and it is not as well accepted as Master/VISA. . Apply to that to an espresso in Rome and you’re talking about a few cents.
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